Vehicle insurance – Insurance at the best price

We understand that finding the right insurance for your vehicle is crucial, both for your peace of mind and your budget. Our commitment is to offer you vehicle insurance at the best price, combining optimal protection and competitive rates. 

Our team of insurance experts work tirelessly to provide you with tailored solutions that meet your specific needs, without compromising on quality or coverage. 

Whether you own a family car, a high-end sports car, or manage a fleet of company vehicles, Finwise Insurance, auto insurance broker, is here to ensure your vehicle insurance is as reliable and cost-effective as possible. Vehicle insurance concerns as much businesses that the independents And individuals

Vehicle insurance solutions

Personalized car insurance

Whether you're looking for standard protection or extended covers, our tailor-made offerings ensure a solution suited to every driver.

With maximum flexibility, you can choose from a range of diverse options, including roadside assistance and theft protection, for complete peace of mind.

This insurance is ideal for those who value customizable coverage, ensuring that every aspect of their driving experience is secure and tailored to their unique needs.

With Finwise Insurance, drive with confidence, knowing that your car insurance is as unique as you are.

Insurance for professional vehicles

We understand that the needs of entrepreneurs and businesses differ from those of individual drivers.

This is why we offer tailor-made solutions that specifically cover the risks associated with commercial activities.

Let's find insurance that offers comprehensive protection in the event of a professional loss, ensuring that your business remains operational even in the most unforeseen situations.

Whether you are an independent contractor or manage a fleet of company vehicles, we offer various business vehicle insurance offerings for the perfect choice, reliable coverage tailored to your business needs.

At Finwise Insurance, we are committed to protecting your professional activity on the road.

Insurance for special vehicles

Whether it's caravans for your outdoor adventures, vintage motorcycles that are more than just transportation, or agricultural vehicles essential to your business, we have a solution to suit every specific need.

Our offers are specially designed to take into account the unique features and special values ​​of these vehicles.

We know that special vehicles are not just assets, but often a passion for their owners, and our insurance reflects this understanding.

This insurance is ideal for owners of niche or special vehicles who are looking for protection that recognizes and values ​​the uniqueness of their vehicle.

With Finwise Insurance, you can be assured that your precious asset is in good hands, protected by coverage that respects its uniqueness and importance.

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FAQ: Vehicle insurance in Switzerland

  1. What types of vehicle insurance are available in Switzerland?

    In Switzerland, the main types of car insurance include (mandatory) third party liability insurance, partial comprehensive insurance and full comprehensive insurance. Liability insurance covers damage caused to third parties, while comprehensive insurance covers various damages to your own vehicle.

  2. Is it compulsory to take out vehicle insurance in Switzerland?

    Yes, Swiss law requires all motorized vehicles to be covered by third party liability insurance. This insurance is essential to cover damage that your vehicle could cause to third parties. You can also subscribe to car insurance designed for the weekend.

  3. How are vehicle insurance premiums calculated?

    Car insurance premiums in Switzerland are calculated based on several factors, including the type and age of the vehicle, the owner's driving profile, accident history, and sometimes the region of residence. Some insurers also take into account factors such as the frequency of use of the vehicle.

  4. What is the difference between partial casco insurance and full casco insurance?

    Partial comprehensive insurance covers damage to your vehicle that is not caused by a collision, such as theft, fire, natural elements, and collisions with animals. Fully comprehensive insurance includes all partial comprehensive insurance coverage, plus damage resulting from a collision.

  5. How can I reduce the cost of my vehicle insurance?

    You can reduce the cost of your car insurance by choosing a vehicle model with a lower loss ratio, increasing your deductible, having a clean driving history, and sometimes installing additional safety features in your vehicle.

  6. QWhat to do in the event of a car accident in Switzerland?

    In the event of an accident, exchange information with the other party involved, take photos of the scene if possible, and contact your insurer as soon as possible to report the accident. In the event of a dispute or injury, it is also advisable to contact the police.

  7. QWhat to do in the event of a car accident abroad?

    After securing the accident scene and exchanging information with the other party involved. Contact your insurance company immediately to report the incident and follow their instructions. If necessary, file a police report. Keep all documents and receipts related to the accident.

  8. Does car insurance cover vehicle theft?

    Theft is generally covered by partial and full comprehensive insurance, but not by civil liability insurance. Check your policy details to see the extent of cover.

  9. Is it possible to change car insurance?

    Yes you can change car insurance, but it is important to respect the notice periods and the conditions of the contract. Most insurance plans have an annual renewal period, and you will usually need to notify your current insurer of your intention to change before a specific date.

Additional information on insurance

Differences between the 3rd pillar A and B

Professional civil liability: a necessity

Legal protection insurance for businesses + uncontested debts

Asset insurance: for whom and how? the best price

Insurance for technical equipment – ​​For who and what?

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